Dubai is more than just towering skyscrapers and endless sunshine. It’s a global hub for business, luxury living, and multicultural experiences. With tax-free income, world-class infrastructure, and career prospects in high-growth sectors, itâs easy to see why thousands of professionals and families are choosing to make Dubai their home each year.
But moving to a new country is a big step. At Arab Asset Consulting, weâve helped countless clients transition smoothly into Dubai life. This guide covers everything you need to know, from finances and visas to finding the right neighborhood, school, or investment opportunity. Letâs dive in.
Why Move to Dubai in 2025?
1. No Personal Income Tax: Imagine earning your full salary with no deductions. In Dubai, thatâs the norm. Itâs a major draw for professionals looking to boost their savings or reinvest into property or business.
2. Career Acceleration: Dubaiâs booming industriesâfinance, technology, healthcare, real estateâoffer lucrative roles and rapid career growth. The cityâs pro-business environment attracts multinational companies and start-ups alike.
3. Luxury Meets Safety: Dubai is known for its high-end lifestyle. But beyond the luxury, itâs also one of the safest cities globally, with low crime rates and a highly efficient legal system.
4. Global Community: Over 85% of Dubaiâs population is expatriate. Youâll find communities from all over the world and services tailored for international residents.
5. World-Class Infrastructure: Ultra-modern roads, efficient public transport, top-notch healthcare, and digital services make day-to-day life smooth.
Cost of Living in Dubai
Living in Dubai isnât cheapâbut it can be smartly managed. Here’s a general idea of expenses:
Housing:
- Budget: JVC, Al Barsha, Dubai Silicon Oasis £10kâ£25k/year
- Mid-Range: Business Bay, Dubai Marina £25kâ£50k/year
- Luxury: Palm Jumeirah, Emirates Hills £50kâ£150k/year
Utilities & Internet:
- Electricity, cooling, and water: £120â£300/month
- Internet/TV: £50â£150/month
Transport:
- Metro: £0.50â£1.50 per ride
- Petrol: Incredibly cheap, but insurance/registration needed
- Car leasing: Common among expats
Food & Dining:
- Groceries: £50â£150/week
- Dining: Casual meal £10â£30; upscale dining £100+
Education:
- Schools range from £5k to £40k/year depending on curriculum and location.
Employment & Job Market
Hot Industries in 2025:
- Fintech & AI
- Healthcare innovation
- Real estate development
- Hospitality & event management
Work Culture:
- The UAE workweek is Monday to Friday.
- Many jobs include housing, school, or relocation allowances.
- Contracts often include an end-of-service gratuity (a bonus after employment).
How to Job Hunt:
- Start before you move: use platforms like Bayt, GulfTalent, or LinkedIn.
- Network in industry circlesâpersonal introductions matter.
- Use top recruiters: Hays, Michael Page, Robert Walters.
Residency & Visa Options
Employment Visa: Most expats arrive via a sponsored work visa.
Golden Visa (5-10 years): For investors, professionals, and entrepreneurs investing AED 2M+ (~£432,000).
Retirement Visa: Available for those over 55 with property or savings worth AED 1M+ (~£216,000).
Freelancer & Remote Worker Visa: One-year visa for digital nomads or remote professionals.
Banking & Finances
To open a bank account, youâll need:
- Passport and residency visa
- Emirates ID
- Salary certificate
Top Banks for Expats:
- Emirates NBD
- HSBC UAE
- ADCB
- Mashreq
Money Transfers: Use services like Wise, Revolut, or Western Union for cheaper remittance.
Tax Tip: Becoming a UAE tax resident (183+ days/year) can exempt you from UK taxesâbut check with a financial adviser.
Property & Investment Opportunities
Dubai’s real estate market is booming in 2025. Whether you’re looking to buy a home or make a smart investment, there are plenty of options.
Why Buy in Dubai?
- Tax-free returns
- 5-8% rental yields
- Freehold ownership zones
- Eligibility for the Golden Visa
Popular Areas to Buy:
- Affordable: JVC, Silicon Oasis (£100k+
- Mid-Range: Dubai Marina, JLT (£250k+
- Luxury: Palm Jumeirah, Downtown Dubai (£750k+
Buying Process:
- Choose property in a freehold zone
- Sign MOU and pay deposit
- Pay 4% DLD fee
- Complete transfer at the Dubai Land Department
Legal & Cultural Considerations
Dubai is liberal by regional standards but still follows Islamic law. Here are important points:
Do’s:
- Dress modestly in public places
- Respect local customs, especially during Ramadan
- Get a license to purchase alcohol
Don’ts:
- Public intoxication
- PDA (public displays of affection)
- Swearing or rude gestures
- Insulting religion, government, or policies online
Important: Even unintentional offenses can lead to fines or deportation. Stay informed.
Healthcare & Insurance
Private health insurance is mandatory in Dubai. Your employer typically covers you, but check if your family is included.
Top Hospitals for Expats:
- American Hospital Dubai
- Mediclinic
- Kingâs College Hospital
Average Costs:
- GP: £50â£150
- Health insurance: £1200â£5000/year for a family
- Maternity: £5000â£12,000 depending on hospital
Education
Dubaiâs international schools offer various curricula:
Popular Options:
- British: GEMS Wellington, Dubai British School, JESS
- IB: Swiss International Scientific School
- American: Dubai American Academy
Tuition Range:
- Primary: £5kâ£15k/year
- Secondary: £10kâ£40k/year
Apply early, as spots fill up fast, especially in premium schools.
Adapting to Life in Dubai
Expat Communities: Connect via Internations, British Business Group, or Meetup.com.
Leisure: From desert safaris to beach brunches, Dubai offers incredible lifestyle options.
Climate: October to April is ideal. Summers can reach 50°C, so plan indoor activities accordingly.
Final Checklist Before You Move
Before You Go:
- â Accept job offer or business setup
- â Apply for visa
- â Research housing & schooling
- â Arrange international movers
- â Consult a financial/tax adviser
Upon Arrival:
- â Collect Emirates ID
- â Open bank account
- â Secure long-term housing
- â Set up healthcare & insurance
Need Help With Your Move?
At Arab Asset Consulting, we donât just help you relocateâwe help you launch your next chapter with confidence. From visa guidance and company formation to real estate investment and banking setup, we handle every detail.
Contact us today for a free consultation. Letâs make your Dubai dream a reality.
Dubai is more than just towering skyscrapers and endless sunshine. It’s a global hub for business, luxury living, and multicultural experiences. With tax-free income, world-class infrastructure, and career prospects in high-growth sectors, it’s easy to see why thousands of professionals and families are choosing to make Dubai their home each year.
But moving to a new country is a big step. At Arab Asset Consulting, we’ve helped countless clients transition smoothly into Dubai life. This guide covers everything you need to know, from finances and visas to finding the right neighborhood, school, or investment opportunity. Let’s dive in.
Why Move to Dubai in 2025?
1. No Personal Income Tax: Imagine earning your full salary with no deductions. In Dubai, that’s the norm. It’s a major draw for professionals looking to boost their savings or reinvest into property or business.
2. Career Acceleration: Dubai’s booming industries—finance, technology, healthcare, real estate—offer lucrative roles and rapid career growth. The city’s pro-business environment attracts multinational companies and start-ups alike.
3. Luxury Meets Safety: Dubai is known for its high-end lifestyle. But beyond the luxury, it’s also one of the safest cities globally, with low crime rates and a highly efficient legal system.
4. Global Community: Over 85% of Dubai’s population is expatriate. You’ll find communities from all over the world and services tailored for international residents.
5. World-Class Infrastructure: Ultra-modern roads, efficient public transport, top-notch healthcare, and digital services make day-to-day life smooth.
Cost of Living in Dubai
Living in Dubai isn’t cheap—but it can be smartly managed. Here’s a general idea of expenses:
Housing:
- Budget: JVC, Al Barsha, Dubai Silicon Oasis £10k–£25k/year
- Mid-Range: Business Bay, Dubai Marina £25k–£50k/year
- Luxury: Palm Jumeirah, Emirates Hills £50k–£150k/year
Utilities & Internet:
- Electricity, cooling, and water: £120–£300/month
- Internet/TV: £50–£150/month
Transport:
- Metro: £0.50–£1.50 per ride
- Petrol: Incredibly cheap, but insurance/registration needed
- Car leasing: Common among expats
Food & Dining:
- Groceries: £50–£150/week
- Dining: Casual meal £10–£30; upscale dining £100+
Education:
- Schools range from £5k to £40k/year depending on curriculum and location.
Employment & Job Market
Hot Industries in 2025:
- Fintech & AI
- Healthcare innovation
- Real estate development
- Hospitality & event management
Work Culture:
- The UAE workweek is Monday to Friday.
- Many jobs include housing, school, or relocation allowances.
- Contracts often include an end-of-service gratuity (a bonus after employment).
How to Job Hunt:
- Start before you move: use platforms like Bayt, GulfTalent, or LinkedIn.
- Network in industry circles—personal introductions matter.
- Use top recruiters: Hays, Michael Page, Robert Walters.
Residency & Visa Options
Employment Visa: Most expats arrive via a sponsored work visa.
Golden Visa (5-10 years): For investors, professionals, and entrepreneurs investing AED 2M+ (~£432,000).
Retirement Visa: Available for those over 55 with property or savings worth AED 1M+ (~£216,000).
Freelancer & Remote Worker Visa: One-year visa for digital nomads or remote professionals.
Banking & Finances
To open a bank account, you’ll need:
- Passport and residency visa
- Emirates ID
- Salary certificate
Top Banks for Expats:
- Emirates NBD
- HSBC UAE
- ADCB
- Mashreq
Money Transfers: Use services like Wise, Revolut, or Western Union for cheaper remittance.
Tax Tip: Becoming a UAE tax resident (183+ days/year) can exempt you from UK taxes—but check with a financial adviser.
Property & Investment Opportunities
Dubai’s real estate market is booming in 2025. Whether you’re looking to buy a home or make a smart investment, there are plenty of options.
Why Buy in Dubai?
- Tax-free returns
- 5-8% rental yields
- Freehold ownership zones
- Eligibility for the Golden Visa
Popular Areas to Buy:
- Affordable: JVC, Silicon Oasis (£100k+
- Mid-Range: Dubai Marina, JLT (£250k+
- Luxury: Palm Jumeirah, Downtown Dubai (£750k+
Buying Process:
- Choose property in a freehold zone
- Sign MOU and pay deposit
- Pay 4% DLD fee
- Complete transfer at the Dubai Land Department
Legal & Cultural Considerations
Dubai is liberal by regional standards but still follows Islamic law. Here are important points:
Do’s:
- Dress modestly in public places
- Respect local customs, especially during Ramadan
- Get a license to purchase alcohol
Don’ts:
- Public intoxication
- PDA (public displays of affection)
- Swearing or rude gestures
- Insulting religion, government, or policies online
Important: Even unintentional offenses can lead to fines or deportation. Stay informed.
Healthcare & Insurance
Private health insurance is mandatory in Dubai. Your employer typically covers you, but check if your family is included.
Top Hospitals for Expats:
- American Hospital Dubai
- Mediclinic
- King’s College Hospital
Average Costs:
- GP: £50–£150
- Health insurance: £1200–£5000/year for a family
- Maternity: £5000–£12,000 depending on hospital
Education
Dubai’s international schools offer various curricula:
Popular Options:
- British: GEMS Wellington, Dubai British School, JESS
- IB: Swiss International Scientific School
- American: Dubai American Academy
Tuition Range:
- Primary: £5k–£15k/year
- Secondary: £10k–£40k/year
Apply early, as spots fill up fast, especially in premium schools.
Adapting to Life in Dubai
Expat Communities: Connect via Internations, British Business Group, or Meetup.com.
Leisure: From desert safaris to beach brunches, Dubai offers incredible lifestyle options.
Climate: October to April is ideal. Summers can reach 50°C, so plan indoor activities accordingly.
Final Checklist Before You Move
Before You Go:
- ✅ Accept job offer or business setup
- ✅ Apply for visa
- ✅ Research housing & schooling
- ✅ Arrange international movers
- ✅ Consult a financial/tax adviser
Upon Arrival:
- ✅ Collect Emirates ID
- ✅ Open bank account
- ✅ Secure long-term housing
- ✅ Set up healthcare & insurance
Need Help With Your Move?
At Arab Asset Consulting, we don’t just help you relocate—we help you launch your next chapter with confidence. From visa guidance and company formation to real estate investment and banking setup, we handle every detail.
Contact us today for a free consultation. Let’s make your Dubai dream a reality.